When Will You Get Your $1,400 Stimulus Payment? How to Track It with IRS Get My Payment

Wondering when your stimulus check is coming? You’re not alone—and luckily, the IRS has a free tool to help with that. Through the “Get My Payment” tracker, you can check your payment status, get the exact date your check is scheduled for deposit, and even update your direct deposit info if needed. It’s fast, simple, and available right from your device.

Purpose

The “Get My Payment” tool was created by the Internal Revenue Service (IRS) to help taxpayers track their stimulus payments. Whether your check is on the way, delayed, or returned, this tool keeps you in the loop. The tool is especially useful during active payment distribution periods, like the first half of 2025.

Stimulus payments vary depending on your tax filing status and number of dependents. While not everyone receives the same amount, here’s a quick breakdown of typical amounts:

$1,400 per individual
$2,800 per married couple filing jointly
$1,400 for each qualifying dependent

Access

So, how do you use the “Get My Payment” tool? It’s pretty straightforward, but make sure you have the right documents on hand before getting started. Here’s what you’ll need:

Social Security Number (SSN)
Date of birth
Mailing address from your latest tax return
A copy of your most recent tax statement

Once you input that information, the IRS system will check its database and let you know your status. If you haven’t provided direct deposit details before, the tool might give you the option to add it—helping you receive your funds faster.

Messages

When you use the tool, you’ll see one of three messages:

Payment Status – This means your payment has been processed. The system will show the scheduled deposit date or mailing date.
Payment Status Not Available – Your payment hasn’t been processed yet, or you’re not eligible.
Need More Information – Your payment was returned to the IRS, most likely because the post office couldn’t deliver it.

Timing

The IRS has already issued over 127 million payments totaling more than $325 billion. But don’t worry if you haven’t received yours yet. Payments are still going out every week via direct deposit, physical checks, or prepaid debit cards.

The IRS has confirmed that stimulus payments will continue to be processed throughout the first half of 2025. If needed, they may extend distributions into the third quarter, meaning some checks could arrive as late as September 2025.

Tips

To make sure you get your check quickly:

File your most recent tax return if you haven’t already.
Use direct deposit for faster delivery.
Keep your mailing address updated with the IRS.

Also, always check the IRS website (IRS.gov) directly. Be cautious of scam websites or unsolicited emails asking for personal or banking information.

The bottom line? If you’re eligible, your money is on the way—and “Get My Payment” is the easiest way to stay updated. Don’t just wait around wondering; check your status now and take control of your payment timeline.