Don’t let more time slip by — especially when the IRS is literally giving you tools to file your taxes for free. With April 15 fast approaching, the Internal Revenue Service is urging taxpayers to take advantage of their Free File system, an easy and cost-free way to file your 2024 federal income tax return online.
Whether you’re looking to get your refund quickly or need more time (or flexibility) to pay what you owe, the IRS has your back — but you’ve got to act before the clock runs out.
Filing
The IRS wants everyone to know this: You can still file your tax return easily before April 15. In fact, most taxpayers with an adjusted gross income of $84,000 or less in 2024 can use the Free File tool at IRS.gov 24/7 — no accountant needed, no fees required.
What’s in it for you? Well, the software:
- Calculates everything automatically
- Flags common mistakes
- Prompts you to add missing info
And if you’re owed a refund and choose direct deposit, you could see your money land in your account in as little as 21 days. That’s quicker than most pizza deliveries in some cities.
Extensions
Not quite ready to file? No problem. You can electronically request a six-month extension using Form 4868 — also available through Free File. This gives you until October 15 to file your return.
But heads up — this is just more time to file, not more time to pay. If you owe money, you should still pay what you can by April 15 to avoid bigger penalties.
Payments
Can’t afford to pay everything at once? The IRS hears you. They offer several payment plans depending on your situation.
| Plan Type | Who Qualifies | Terms |
|---|---|---|
| Short-term Plan | Owe less than $100,000 in taxes, penalties, interest | Up to 180 days to pay |
| Long-term Plan | Owe less than $50,000 in total | Monthly payments for up to 10 years |
You can apply for both online, and the IRS will instantly tell you if you’re approved — no waiting, no calls, no mailing documents.
Penalties
Even with a plan in place, you’ll still accrue interest and late-payment penalties after April 15. But here’s the good news: if you’re in a payment plan, the penalty is cut in half. It’s the IRS’s way of saying “thanks for trying.”
Payment Methods
You’ve got options when it comes to paying. You can choose from:
- Direct Pay from your bank account
- Debit or credit card
- Digital wallets like PayPal
Just make sure you clearly indicate the payment is for an extension if you’re not filing your return yet.
The IRS is making things as painless as possible, but it’s still up to you to take the first step. Whether you’re owed money or owe some, the tools are in your hands — free, accessible, and available 24/7 online.
So don’t procrastinate any longer. Get it done now and save yourself the headache (and extra fees) later.
FAQs
Who can use IRS Free File?
Anyone with an income of $84,000 or less in 2024.
When is the 2025 tax filing deadline?
The deadline is April 15, 2025.
How fast can I get my refund?
In as little as 21 days with direct deposit.
What if I can’t pay all my taxes?
Apply for a payment plan online at IRS.gov.
Can I request more time to file?
Yes, file Form 4868 for an automatic extension.
