If you’re part of a family receiving SSDI benefits, you’ll want to know about the payments scheduled for April 2025—specifically the $421 and $495 payments available for spouses and children of disabled workers.
This guide breaks down exactly who qualifies, when payments arrive, and what you need to do to claim your benefits on time.
Snapshot
Here’s a quick reference table for April 2025:
| Key Info | Details |
|---|---|
| Payment Amounts | $421 for spouses, $495 for children |
| SSDI Payment Dates | April 9, April 16, April 23 (Wednesdays) |
| Eligibility | Spouses (62+ or caregivers), children under 18 or disabled |
| COLA 2025 | 2.5% increase applied |
| SSI Payment Date | April 1, 2025 (Tuesday) |
| SSA Website | ssa.gov |
These payments are crucial for families depending on SSDI for financial support, especially those caring for children or elderly spouses.
Breakdown
Let’s get into the details on who receives these payments and when.
Spouses
Spouses of disabled workers can receive up to 50% of the worker’s Primary Insurance Amount (PIA). That’s where the $421 comes in.
You may qualify if you are:
- 62 years or older, or
- Caring for a disabled or minor child of the worker
Children
Children can receive up to $495 in SSDI benefits if they meet any of these conditions:
- Under 18 years old
- Under 19 and still in high school
- Disabled before age 22
Note: SSA applies a family maximum limit (usually 150%–180% of the worker’s PIA). If benefits for the entire family exceed this, individual checks may be adjusted.
Dates
SSDI payments are distributed based on your birth date:
| Birth Dates | Payment Date (Wednesday) |
|---|---|
| 1st–10th | April 9, 2025 |
| 11th–20th | April 16, 2025 |
| 21st–31st | April 23, 2025 |
For SSI recipients, April’s payment will be issued on Tuesday, April 1, 2025, as that is a regular business day.
Qualify
Here’s how to figure out if you or your loved ones are eligible.
Eligibility
To receive SSDI family benefits, you must meet these basic rules:
- Disability: The main worker must be classified as disabled by SSA.
- Work Credits: The disabled worker must have earned enough work credits.
- Family Link: You must be a spouse, child, or dependent parent.
- Other Income: SSDI isn’t income-based, but family benefits may reduce if the combined total goes over SSA’s limits.
Apply
If you haven’t applied yet, here’s how:
- Head to ssa.gov
- Gather important documents: Social Security numbers, medical proof, birth certificates, etc.
- Apply online, by phone (1-800-772-1213), or at a local SSA office
- Stay in contact and follow up on the application status
Track Payments
Once you’re approved, here’s how to monitor your payments:
- Check your “my Social Security” account online
- Watch your bank account for direct deposits
- Call SSA if your check doesn’t arrive within a few business days of the scheduled date
COLA
A 2.5% Cost-of-Living Adjustment (COLA) has been applied to SSDI payments for 2025. You don’t have to do anything—it’s automatically included in your April payment.
Delays
If your payment doesn’t show up, here’s what to do:
- Double-check your scheduled payment date based on your birthday
- Make sure your bank info is up to date
- Contact SSA at 1-800-772-1213 if your payment is more than 3 business days late
FAQs
Who qualifies for $421 SSDI?
Spouses aged 62+ or caring for a disabled child.
When is the SSDI payment in April 2025?
April 9, 16, or 23, based on birth date.
What’s the SSI payment date for April?
April 1, 2025, since it falls on a Tuesday.
Do children qualify for SSDI benefits?
Yes, if under 18 or disabled before 22.
Where can I apply for SSDI?
Apply online at ssa.gov or visit your SSA office.
