If you’re receiving Social Security Disability Insurance (SSDI) and your April 2025 payment hasn’t arrived yet, don’t panic—it could still be on the way. Payment dates depend on when you started receiving benefits and your birthdate.
Whether you’re new to SSDI or have been receiving it for years, this guide will help you figure out exactly when to expect your next check.
Let’s break it down so you know what’s coming and when.
Overview
SSDI provides monthly payments to people with disabilities who can’t work or are limited in their ability to earn a living. Payments are made by the Social Security Administration (SSA) and are based on your prior work history and contributions through payroll taxes. Many people also qualify based on a medical condition that meets SSA’s strict definition of disability.
Payment Schedule
The SSA sends payments on a staggered schedule. When you get your check depends on two things:
- When you first started receiving SSDI
- Your birthdate
SSDI Before May 1997
You’ll receive your check on the 3rd of each month. However, if the 3rd falls on a weekend or federal holiday, payments are made on the previous business day. For April 2025, this means your check was issued on:
- April 3, 2025
Keep in mind, this group will see early payments in months like May and August, when the 3rd lands on a weekend.
SSDI After May 1997
Your payment is determined by your birthdate and sent on a Wednesday. Here’s the full breakdown:
| Birthdate Range | Payment Date (April 2025) |
|---|---|
| 1st – 10th | April 9 (2nd Wednesday) |
| 11th – 20th | April 16 (3rd Wednesday) |
| 21st – 31st | April 23 (4th Wednesday) |
If you haven’t received your check by the end of your payment week, be sure to check your My Social Security account or call the SSA for help.
COLA Update
In 2025, SSDI payments saw a 2.5% Cost-of-Living Adjustment (COLA). This means your monthly check increased slightly to help cover inflation. On average, that adds about $48 to monthly benefits.
Each person’s COLA increase is slightly different, based on factors like:
- Type of benefit you receive
- Total monthly income
- How long you’ve been collecting benefits
You should have received a letter from SSA in December 2024 with the updated amount.
Payment Is Late
If your SSDI check hasn’t arrived yet:
- Wait 3 business days after your expected payment date
- Check your bank account or direct deposit
- Log in to your SSA account to confirm payment status
- Call SSA at 1-800-772-1213 or visit your local office if there’s still an issue
Final Tip
To avoid any issues with your SSDI payments:
- Update your banking info if you’ve switched accounts
- Keep your mailing address current
- Notify SSA of any changes in your income or medical condition
Knowing your schedule ahead of time makes budgeting easier, and knowing how COLA works ensures you’re receiving the right amount each month.
FAQs
When will I get my April 2025 SSDI payment?
It depends on your birthdate or if you started SSDI before May 1997.
What date do early SSDI recipients get paid?
Those receiving benefits since before May 1997 are paid April 3.
How does my birthday affect SSDI payments?
It determines which Wednesday of the month you get paid.
How much was the 2025 COLA increase?
A 2.5% increase, which adds about $48 to the average check.
What should I do if I didn’t get my SSDI payment?
Wait 3 days, then check your SSA account or call 1-800-772-1213.
