Track Your $1,400 Stimulus Check Using the IRS Get My Payment Tool – See How It Works

Still wondering where your $1,400 stimulus payment went? You’re not the only one. Millions of Americans received theirs in 2021, but if yours is still missing, there’s still hope. Whether it’s tracking, claiming, or requesting a payment trace, this guide walks you through exactly what to do—before the April 15, 2025 deadline.

Let’s break it down in simple terms.

Overview

The $1,400 stimulus payment—part of the American Rescue Plan Act of 2021—was a financial boost during tough times. Payments were made via direct deposit, paper check, or prepaid debit card. But some payments slipped through the cracks.

Here’s a quick overview:

Topic	Details
Payment Amount	$1,400 per eligible person + dependents
Main Tool (Now Closed)	IRS Get My Payment
Current Tracking Option	IRS Online Account
Claim If Missing	Recovery Rebate Credit (2021 return)
Deadline to Claim	April 15, 2025
IRS Phone Number	800-919-9835
Trace Form	Form 3911

Tracking

The Get My Payment tool was the quickest way to track your stimulus. However, the tool was deactivated in 2023. So, here’s what you can do now:

Check Your IRS Online Account

• Go to the IRS Online Account
• Sign in or create an account.
• Scroll to “Economic Impact Payments” to view your payment history.

Look for IRS Notices

• You should’ve received Notice 1444-C confirming your $1,400 payment.
• Lost it? Request a tax transcript via the IRS to verify your payment.

Bank Deposit Clues

• Look for deposits labeled IRS TREAS 310 TAXEIP3.
• Check both checking and savings accounts you had at the time.

Eligibility

Here’s who qualified for the third stimulus:

Filing Status	Full Payment If AGI ≤
Individual	$75,000
Married Filing Jointly	$150,000
Head of Household	$112,500

Dependents of any age qualified you for an additional $1,400 per person.

If you made more than these limits, the payment phased out—and cut off entirely beyond:

• $80,000 (single)
• $160,000 (married)
• $120,000 (head of household)

Missing

If your payment was lost, never issued, or incorrectly sent, you’ve got options.

Check Your IRS Account

If no payment is listed in your IRS Online Account, you likely need to claim the Recovery Rebate Credit.

Claim Recovery Rebate Credit

You can still claim your missing stimulus by filing or amending your 2021 tax return.

How to Claim It:

• File Form 1040 or 1040-SR
• Use Line 30 to enter the missing amount
• You’ll either get it as a refund or credit against taxes owed

Deadline to file: April 15, 2025

Tracing

If your IRS record shows the payment was issued—but you didn’t get it—you need to initiate a payment trace.

Here’s how:

• Call 800-919-9835, or
• Complete and send Form 3911 to the IRS

If the payment was cashed by someone else, the IRS will launch an investigation and may send you a claim package.

Issues

If your bank account was closed or incorrect, the payment should’ve bounced back. If it wasn’t reissued, file for the Recovery Rebate Credit.

Stolen Check

Fill out Form 3911 to request a trace. If fraud is involved, the IRS will investigate.

Non-Filers

If you didn’t file in 2019 or 2020, you likely missed out. But it’s not too late—file a 2021 return now to claim it.

Final Reminder

You still have time—but not forever. April 15, 2025 is the deadline to file your 2021 return and claim the $1,400 Recovery Rebate Credit. If you’re missing your stimulus, act now so you don’t miss out for good.

FAQs